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Compare our Rates, Fee's and Service to Anybody!
Our YSP, Rate and Fee Written Guarantee
Our Lenders charge a 1% Mortgage Broker Fee.
Our lenders respectively agree to "Cap" YSP's / Rebates at 0-.5% on Conventional Loans and 1.5% on Government Loans. Because it's not a perfect world, "Most" of the Wholesale Lender Rate Sheets don’t have a "O" (Zero) mark; the majority only indicate a positive or negative rate, within their Rate Sheet Index. So, therefore we must select the lowest positive rate, which is always somewhere between 0-.5% Conventional & 0-1.5% Gov.
Our Lenders agree to "Cap" the YSP in Writing to you. Your Good Faith Estimate will clearly state that the YSP will be capped at 0-.5% All Gov Loans 1.5%
Disclosure: Wholesale-Mtg.com and It's "Lenders" as described in the "Terms of Use" for this Website contend that any and all revenue recieved in the form of YSP / Rebate compensation from Wholesale Lenders, is due to the fluctuation and un-controllability of Wholesale Lender Rate-Sheets and their design. This compensation is considered "Minuscule" and "Un-Intentional" and will also be considered by our Lenders as an "Incedental Handling Fee" Our Lenders best intentions, is to provide our Borrowers "Up-Front" Terms regarding Rates and Fees and provide well suited mortgage products "Without Mark-Ups"
Our "Wholesale" Mortgage Business Concept
Wholesale Broker / Wholesale Mortgage:
A loan obtained for a Consumer, through their Mortgage Broker, from a Wholesale Lender or Bank. If the interest rate is "Un-Altered" or not "Marked Up" by the Broker, with no expectation for a Rebate or Yield Spread Premium (YSP) from that Wholesale Lender or Bank. In other words, if the interest rate is remains "Un-Altered", then the loan is still considered "Wholesale" Brokers originating "Wholesale Mortgages" are considered "Wholesale Brokers"
We make a profit by Conservation and Volume
We generate an enormous referral and repeat business situation for ourselves. Like other "Wholesalers" we eliminated all non essential overhead like fancy offices and Receptionists. By being conservative,
We provide our clients with a Better "Wholesale" Mortgage.
Our present and past clients reward us everyday, for our hard work and honesty, presently our referral and repeat business accounts for an overall 75% of our total volume. Wholesale-Mtg.com is quickly becoming one of the most Trusted Names in Mortgage Lending.
A Local "In Person" Experience
As most Consumers, we prefer to do business "In Person" and make a point to meet every client we represent. We go over all documents with you and make sure you are comfortable with everything. We also go the extra mile, to meet you at your home or office in the evenings, or weekends. We work very hard to surpass your expectations and assure your future repeat business.
Years of Dedicated Service
As we continue to grow, we look forward to providing you with all of the benefits that a large company can offer. However, we’ll always remain small enough to assist each of our clients in achieving their unique goals. We look forward to earning your trust and exceeding your expectations for a long time to come.
Thanks Again! From all of us here at Wholesale-Mtg.com
 - Protect WA States Economy, Insist on doing business with a WA State Mortgage Co. and Employer -
Wholesale-Mtg.com is owned by the Alliance of WA State Loan Officers, A Non Profit Corporation established in WA State.
All contents of this Web site are: Copyrighted © 2006, 2007, 2008 and/or it's suppliers, participating Lenders or Agents. All rights are reserved.
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